/* =========================
   FINANCING PAGE STYLES
========================= */

/* Hero Section */
.finance-hero {
  background: linear-gradient(135deg, #0a0a0a 0%, #1a1a0a 100%);
  padding: 140px 0 80px;
  text-align: center;
}

.finance-hero h1 {
  font-family: 'Oswald', sans-serif;
  font-size: 52px;
  font-weight: 700;
  text-transform: uppercase;
  margin: 15px 0;
  background: linear-gradient(180deg, #fff 0%, #aaa 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.finance-hero p {
  color: rgba(255,255,255,0.6);
  font-size: 18px;
}

/* Benefits Section */
.benefits-section {
  background: #000;
  padding: 80px 0;
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.benefit-card {
  background: #111;
  border: 1px solid rgba(255,255,255,0.05);
  border-radius: 16px;
  padding: 35px 25px;
  text-align: center;
  transition: all 0.4s ease;
}

.benefit-card:hover {
  border-color: rgba(200, 211, 0, 0.3);
  transform: translateY(-5px);
}

.benefit-icon {
  width: 70px;
  height: 70px;
  margin: 0 auto 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(200, 211, 0, 0.1);
  border-radius: 50%;
}

.benefit-icon svg {
  width: 32px;
  height: 32px;
  color: #c8d300;
}

.benefit-card h3 {
  font-family: 'Oswald', sans-serif;
  font-size: 20px;
  font-weight: 600;
  color: #fff;
  margin-bottom: 12px;
}

.benefit-card p {
  color: rgba(255,255,255,0.6);
  font-size: 14px;
  line-height: 1.7;
}

/* Calculator Section */
.calculator-section {
  background: #0a0a0a;
  padding: 100px 0;
}

.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 60px;
  align-items: start;
}

.calc-info h2 {
  font-family: 'Oswald', sans-serif;
  font-size: 42px;
  font-weight: 600;
  color: #fff;
  margin: 15px 0 20px;
}

.calc-info > p {
  color: rgba(255,255,255,0.6);
  font-size: 15px;
  line-height: 1.8;
  margin-bottom: 30px;
}

.calc-features {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.calc-feature {
  display: flex;
  align-items: center;
  gap: 12px;
  color: rgba(255,255,255,0.8);
  font-size: 14px;
}

.calc-feature svg {
  width: 22px;
  height: 22px;
  fill: #c8d300;
  flex-shrink: 0;
}

.calc-card {
  background: #111;
  border: 1px solid rgba(255,255,255,0.05);
  border-radius: 20px;
  overflow: hidden;
}

.calc-form {
  padding: 35px;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}

.calc-form .calc-field {
  margin-bottom: 20px;
}

.calc-form .calc-field:last-of-type {
  margin-bottom: 25px;
}

.calc-form label {
  display: block;
  font-size: 12px;
  color: rgba(255,255,255,0.6);
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.calc-form input,
.calc-form select {
  width: 100%;
  padding: 14px 16px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  color: #fff;
  font-size: 15px;
  transition: all 0.3s ease;
}

.calc-form input:focus,
.calc-form select:focus {
  outline: none;
  border-color: #c8d300;
  background: rgba(200, 211, 0, 0.05);
}

.calc-form select {
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 24 24' stroke='%23c8d300'%3E%3Cpath stroke-linecap='round' stroke-linejoin='round' stroke-width='2' d='M19 9l-7 7-7-7'%3E%3C/path%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  background-size: 18px;
  padding-right: 40px;
}

.calc-form select option {
  background: #111;
  color: #fff;
}

.calc-button {
  width: 100%;
  padding: 16px;
  background: #c8d300;
  border: none;
  border-radius: 8px;
  color: #000;
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  cursor: pointer;
  transition: all 0.3s ease;
}

.calc-button:hover {
  background: #dae630;
  transform: translateY(-2px);
}

.calc-result {
  padding: 35px;
  background: rgba(200, 211, 0, 0.05);
}

.result-item {
  text-align: center;
  margin-bottom: 25px;
}

.result-label {
  display: block;
  font-size: 12px;
  color: rgba(255,255,255,0.6);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 8px;
}

.result-value {
  font-family: 'Oswald', sans-serif;
  font-size: 48px;
  font-weight: 700;
  color: #c8d300;
}

.result-breakdown {
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding: 20px;
  background: rgba(0,0,0,0.3);
  border-radius: 10px;
  margin-bottom: 15px;
}

.breakdown-item {
  display: flex;
  justify-content: space-between;
  font-size: 14px;
}

.breakdown-item span:first-child {
  color: rgba(255,255,255,0.6);
}

.breakdown-item span:last-child {
  color: #fff;
  font-weight: 600;
}

.result-note {
  font-size: 11px;
  color: rgba(255,255,255,0.4);
  text-align: center;
  margin: 0;
}

/* Process Section */
.process-section {
  background: #000;
  padding: 100px 0;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.process-step {
  text-align: center;
  padding: 30px 20px;
  position: relative;
}

.process-step::after {
  content: '';
  position: absolute;
  top: 50px;
  right: -15px;
  width: 30px;
  height: 2px;
  background: linear-gradient(90deg, #c8d300, transparent);
}

.process-step:last-child::after {
  display: none;
}

.step-number {
  font-family: 'Oswald', sans-serif;
  font-size: 48px;
  font-weight: 700;
  color: #c8d300;
  line-height: 1;
  margin-bottom: 20px;
}

.process-step h3 {
  font-family: 'Oswald', sans-serif;
  font-size: 20px;
  font-weight: 600;
  color: #fff;
  margin-bottom: 12px;
}

.process-step p {
  color: rgba(255,255,255,0.6);
  font-size: 14px;
  line-height: 1.7;
}

/* Application Section */
.application-section {
  background: #0a0a0a;
  padding: 100px 0;
}

.application-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 60px;
  align-items: start;
}

.application-info h2 {
  font-family: 'Oswald', sans-serif;
  font-size: 42px;
  font-weight: 600;
  color: #fff;
  margin: 15px 0 20px;
}

.application-info > p {
  color: rgba(255,255,255,0.6);
  font-size: 15px;
  line-height: 1.8;
  margin-bottom: 30px;
}

.trust-badges {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
  color: rgba(255,255,255,0.8);
  font-size: 14px;
}

.trust-item svg {
  width: 24px;
  height: 24px;
  fill: #c8d300;
  flex-shrink: 0;
}

.application-form-wrapper {
  background: #111;
  border: 1px solid rgba(255,255,255,0.05);
  border-radius: 20px;
  padding: 40px;
}

.application-form .form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.application-form .form-group {
  margin-bottom: 20px;
}

.application-form label {
  display: block;
  font-size: 12px;
  color: rgba(255,255,255,0.6);
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.application-form input,
.application-form select {
  width: 100%;
  padding: 14px 16px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  color: #fff;
  font-size: 15px;
  transition: all 0.3s ease;
}

.application-form input:focus,
.application-form select:focus {
  outline: none;
  border-color: #c8d300;
}

.application-form select {
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 24 24' stroke='%23c8d300'%3E%3Cpath stroke-linecap='round' stroke-linejoin='round' stroke-width='2' d='M19 9l-7 7-7-7'%3E%3C/path%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  background-size: 18px;
  padding-right: 40px;
}

.application-form select option {
  background: #111;
  color: #fff;
}

.checkbox-single {
  margin-top: 10px;
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  cursor: pointer;
  font-size: 13px;
  color: rgba(255,255,255,0.6);
  line-height: 1.6;
}

.checkbox-label input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  accent-color: #c8d300;
  flex-shrink: 0;
}

.application-form .submit-btn {
  width: 100%;
  padding: 18px;
  background: #c8d300;
  border: none;
  border-radius: 8px;
  color: #000;
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  cursor: pointer;
  transition: all 0.3s ease;
  margin-top: 10px;
}

.application-form .submit-btn:hover {
  background: #dae630;
  transform: translateY(-2px);
}

/* FAQ Section */
.faq-section {
  background: #000;
  padding: 100px 0;
}

.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}

.faq-item {
  background: #111;
  border: 1px solid rgba(255,255,255,0.05);
  border-radius: 16px;
  padding: 30px;
  transition: all 0.3s ease;
}

.faq-item:hover {
  border-color: rgba(200, 211, 0, 0.2);
}

.faq-item h3 {
  font-family: 'Oswald', sans-serif;
  font-size: 18px;
  font-weight: 600;
  color: #fff;
  margin: 0 0 12px;
}

.faq-item p {
  color: rgba(255,255,255,0.6);
  font-size: 14px;
  line-height: 1.7;
  margin: 0;
}

/* =========================
   RESPONSIVE
========================= */
@media (max-width: 1200px) {
  .benefits-grid,
  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .process-step::after {
    display: none;
  }
}

@media (max-width: 992px) {
  .calc-grid,
  .application-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .faq-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .finance-hero {
    padding: 120px 0 50px;
  }
  
  .finance-hero h1 {
    font-size: 36px;
  }
  
  .benefits-section,
  .calculator-section,
  .process-section,
  .application-section,
  .faq-section {
    padding: 60px 0;
  }
  
  .benefits-grid,
  .process-grid {
    grid-template-columns: 1fr;
  }
  
  .calc-info h2,
  .application-info h2 {
    font-size: 32px;
  }
  
  .result-value {
    font-size: 36px;
  }
  
  .application-form .form-row {
    grid-template-columns: 1fr;
    gap: 0;
  }
  
  .application-form-wrapper {
    padding: 25px;
  }
}

@media (max-width: 480px) {
  .finance-hero h1 {
    font-size: 28px;
  }
  
  .calc-form,
  .calc-result {
    padding: 25px;
  }
  
  .result-value {
    font-size: 32px;
  }
}